Locating Free Credit Counseling for Me in 2026

These rates are current at least through March 10, 2026, and the NCUA in 2026 will have to determine the rates after March 10. Importantly, anybody who combines their loans into a new Direct Consolidation Loan that is disbursed on or after July 1, 2026, will be dealt with as a debtor with new loans and limited to just the new RAP and basic strategies. Beginning July 1, 2026, theGrad PLUS graduate program is eliminated entirely, completely there are new dollar amount limits on other loans to graduate studentsFinish